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      <image:title>Home - UTI Nifty 200 Momentum 30 index fund - Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - UTI Nifty 200 Momentum 30 index fund - Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Portfolio from Jan 2018 to Mid Aug 2021</image:caption>
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      <image:caption>India portfolio starting base of 2017 to 2018 , 19 and 20</image:caption>
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      <image:title>Home - My Index fund and ETF Q3 2020 portfolio review</image:title>
      <image:caption>Portfolio from Jan 2018 to Mid Oct 2020</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1603193773976-EAS45D944BCDS2IFOIXJ/Screenshot+2020-10-20+at+7.34.09+PM.png</image:loc>
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      <image:caption>As of Mid Oct 2020</image:caption>
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    <lastmod>2020-09-14</lastmod>
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      <image:caption>US indexes - NASDAQ and S&amp;P500</image:caption>
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      <image:caption>Fundsindia</image:caption>
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    <lastmod>2020-09-07</lastmod>
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      <image:caption>Current SIBOR</image:caption>
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      <image:caption>Bharatbond.in</image:caption>
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      <image:title>Home - Safe and decent return debt instruments - are there any?</image:title>
      <image:caption>Gold price chart</image:caption>
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    <lastmod>2020-08-24</lastmod>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>T30 - top 30 cities, B30 - cities outside of T30.</image:caption>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>April 2019</image:caption>
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    <image:image>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>The smart money is on ETFs and money market products</image:caption>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>Growth in assets</image:caption>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>Nifty 50 during the same period</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1597829867181-QDVIYOW0V3RCFMKY0DDC/Screenshot+2020-08-19+at+5.37.32+PM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>Institutions vs individuals</image:caption>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>The assets under management</image:caption>
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    <image:image>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
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      <image:title>Home - Mutual fund industry stats and trends - Aug 2020</image:title>
      <image:caption>July 2020 data</image:caption>
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      <image:title>Home - Who should invest in individual stocks?</image:title>
      <image:caption>Nifty</image:caption>
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      <image:title>Home - Start small to make it big</image:title>
      <image:caption>Source : Trading Economics</image:caption>
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    <image:image>
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      <image:title>Home - Start small to make it big</image:title>
      <image:caption>Source: World bank</image:caption>
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      <image:caption>Monthly savings rate as a percentage of income</image:caption>
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      <image:caption>Global portfolio year on year increase from 2017 base.</image:caption>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/12/2/nifty-indices-and-market-caps-k4pyd</loc>
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    <lastmod>2019-12-09</lastmod>
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      <image:title>Home - NIFTY indices and market caps</image:title>
      <image:caption>AMFI data for Jan to Jun 2019</image:caption>
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      <image:caption>NIFTY 500 weight by underlying indices</image:caption>
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      <image:caption>Total market cap of indices</image:caption>
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      <image:title>Home - NIFTY indices and market caps</image:title>
      <image:caption>Average market cap of companies in the index</image:caption>
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      <image:caption>Weightage of top 10 and bottom 10 companies within the index</image:caption>
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      <image:caption>My CAS statement</image:caption>
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      <image:title>Home - The most important number when it comes to retirement</image:title>
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      <image:title>Home - The most important number when it comes to retirement</image:title>
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    <loc>https://www.myfatfire.com/home/2019/11/11/moving-from-etfs-to-index-funds</loc>
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    <lastmod>2019-11-11</lastmod>
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      <image:title>Home - Moving from ETFs to Index funds</image:title>
      <image:caption>Motilal Oswal</image:caption>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/11/4/sampp-indices-versus-active-spiva-india-report-2019</loc>
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    <lastmod>2019-11-04</lastmod>
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      <image:title>Home - S&amp;amp;P Indices Versus Active (SPIVA) India report - 2019</image:title>
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      <image:title>Home - S&amp;amp;P Indices Versus Active (SPIVA) India report - 2019</image:title>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/10/28/global-wealth-report-2019</loc>
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    <lastmod>2019-10-28</lastmod>
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      <image:title>Home - Global wealth report - 2019</image:title>
      <image:caption>Credit suisse global wealth report</image:caption>
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      <image:title>Home - Global wealth report - 2019</image:title>
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      <image:title>Home - Global wealth report - 2019</image:title>
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      <image:title>Home - Global wealth report - 2019</image:title>
      <image:caption>Xe,com - AUD vs USD price chart</image:caption>
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  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/10/22/the-case-for-variable-swr-safe-withdrawal-rate</loc>
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    <lastmod>2019-10-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1571713844164-I25KWLW0PWXWAR51G3OE/Screenshot+2019-10-22+at+11.10.21+AM.png</image:loc>
      <image:title>Home - The case for variable SWR (Safe Withdrawal Rate)</image:title>
      <image:caption>Stable investor</image:caption>
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    <loc>https://www.myfatfire.com/home/2019/10/14/free-fincal-index-fund-tracking-error</loc>
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      <image:title>Home - My India ETF Portfolio - Q3 2019 review</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1569984907765-7WRYY4UEAKODOEQ368B2/chart-9.png</image:loc>
      <image:title>Home - My India ETF Portfolio - Q3 2019 review</image:title>
      <image:caption>Jul to Sep 2019</image:caption>
    </image:image>
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      <image:title>Home - My India ETF Portfolio - Q3 2019 review</image:title>
      <image:caption>Index transactions for Q3 2019 as of 2-Oct-2019</image:caption>
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      <image:title>Home - My India ETF Portfolio - Q3 2019 review</image:title>
      <image:caption>Portfolio from Jan 2018 to Sep 2019</image:caption>
    </image:image>
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    <loc>https://www.myfatfire.com/home/2019/9/30/frugality-and-credit-card-rewards</loc>
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    <lastmod>2019-09-30</lastmod>
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  <url>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/9/9/sti-straits-times-index-singapore-and-sensex-bse-india-index-a-comparison</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567736712598-U9CM7MY5O07ZBC5YD808/Screenshot+2019-09-06+at+10.24.57+AM.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>Market cap (converted to SGD billion $ (exchange rate of 1 SGD to 50 Rupees assumed)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567738991004-W4L0BD5GR8GRAI46E2LH/Screenshot+2019-09-06+at+11.02.07+AM.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>https://www.xe.com/currencycharts/?from=INR&amp;to=SGD&amp;view=10Y</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567735146639-TCED67JLLF6LXF416J9H/Screenshot+2019-09-06+at+9.58.31+AM.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>STI constituents and weightage by sector</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567735627080-HK6FDUC152ZP4NFPZM7P/Market+cap+Billion+SGD.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>Interestingly market cap of financials and industrials is very close</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567735380645-MGTDN2PKA1QPI95AUS7B/chart-7.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>Sectoral weightage of STI</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567736893151-07HSMG6PQUKRL8588WFL/chart-8.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>Financials dominate</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567737217129-K0OHG280AM5X1Y7PXE6N/Market+Cap+Billion+SGD-2.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>Financials dominate</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567737422110-EO7RVCKKJFDD53JT2964/Screenshot+2019-09-06+at+10.36.46+AM.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>Local currency basis - Sensex and STI</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567738658198-XCL6LFRB88DJLN5S35BG/image-asset.png</image:loc>
      <image:title>Home - STI straits times index Singapore and Sensex - BSE India index a comparison</image:title>
      <image:caption>Inflation</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/9/3/motilal-oswal-index-funds-nfo-should-you-invest</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567478397232-44MRSL2FKD8P5I28SWB3/Screenshot+2019-09-03+at+10.39.40+AM.png</image:loc>
      <image:title>Home - Motilal Oswal index funds NFO - should you invest</image:title>
      <image:caption>Mostly private sector banks with a few bigger public sector banks thrown in</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567478557446-VBGPKBIXPFDYAM8BRVSC/image-asset.png</image:loc>
      <image:title>Home - Motilal Oswal index funds NFO - should you invest</image:title>
      <image:caption>Motilal Oswal Leaflet</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567480128127-422PFVO3M77VQAWRKOE0/Screenshot+2019-09-03+at+11.08.32+AM.png</image:loc>
      <image:title>Home - Motilal Oswal index funds NFO - should you invest</image:title>
      <image:caption>Motilal Oswal Leaflet</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567480528888-I7DWSUGZFKC1CEIFVUXG/Screenshot+2019-09-03+at+11.15.10+AM.png</image:loc>
      <image:title>Home - Motilal Oswal index funds NFO - should you invest</image:title>
      <image:caption>Motilal Oswal Leaflet</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567481204969-BF16CCG6OP240SBD6U8V/Screenshot+2019-09-03+at+11.26.35+AM.png</image:loc>
      <image:title>Home - Motilal Oswal index funds NFO - should you invest</image:title>
      <image:caption>NIFTY 500 and its constituents</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567479668791-DET7KB80SWRXK9R8VH97/Screenshot+2019-09-03+at+11.00.18+AM.png</image:loc>
      <image:title>Home - Motilal Oswal index funds NFO - should you invest</image:title>
      <image:caption>Motilal Oswal Leaflet</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/8/30/the-perfect-investment-strategy-to-make-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567133893977-6859YMUEW6J2JLA9M962/Screenshot+2019-08-30+at+10.57.45+AM.png</image:loc>
      <image:title>Home - The perfect investment strategy to make money</image:title>
      <image:caption>TCS performance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1567133760163-OHARN1XSMDEX2CCC8W9T/Screenshot+2019-08-30+at+10.55.43+AM.png</image:loc>
      <image:title>Home - The perfect investment strategy to make money</image:title>
      <image:caption>HDFC performance</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/8/15/why-compound-interest-suck-initially-four-pillar-freedom</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1565670618520-0UC4MHMB1DXA5P6T68ZJ/Screenshot+2019-08-13+at+12.30.03+PM.png</image:loc>
      <image:title>Home - Why compound interest suck initially - Four Pillar Freedom</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/23/step-1-expense-tracking-222g7-8yxxt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-12</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/8/5/the-roller-coaster-of-emotions-and-markets</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1564981120314-ZI0ZVG52R7UGZ2R6OY1N/Screenshot+2019-08-05+at+12.58.22+PM.png</image:loc>
      <image:title>Home - The roller coaster of emotions and markets</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/23/step-1-expense-tracking-222g7</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-20</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/7/18/reading</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-18</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/7/10/timing-the-market</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562641666515-Q7RXIYKUBULYQ143U9SM/Screenshot+2019-07-09+at+11.07.34+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562643452021-K416SS0UMIYFVQU0VOMU/Screenshot+2019-07-09+at+11.37.20+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562642160566-RO6K4M2WBBXZTO9RTMR0/Screenshot+2019-07-09+at+11.15.46+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562641726369-AGU42KNNC0YXYVTKJAS1/Screenshot+2019-07-09+at+11.08.34+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562642201316-OVPFGXYOOJRN77GVG5OT/Screenshot+2019-07-09+at+11.16.31+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562642288060-TP2VGT0AR7T5F59F76BG/Screenshot+2019-07-09+at+11.17.57+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562642554865-24RWGSME5ZI981ARQ1E0/Screenshot+2019-07-09+at+11.22.21+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562642915594-9511FJZ5AZNASL870FMD/Screenshot+2019-07-09+at+11.28.24+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562642719122-TVB8F47V2O4J3GD8QGSS/Screenshot+2019-07-09+at+11.25.09+AM.png</image:loc>
      <image:title>Home - Timing the market</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/7/8/cost-of-living-singapore-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562560782535-GOQNPRS2GBVNWE815OGD/Screenshot+2019-07-08+at+12.39.29+PM.png</image:loc>
      <image:title>Home - Cost of living Singapore - 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562561179010-J0OCK21NHPV0QO8JNCQD/image-asset.png</image:loc>
      <image:title>Home - Cost of living Singapore - 2019</image:title>
      <image:caption>School fees in Public schools</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1562563109761-3VJILP9ALAXQZ5Q4Y9TK/Screenshot+2019-07-08+at+1.18.15+PM.png</image:loc>
      <image:title>Home - Cost of living Singapore - 2019</image:title>
      <image:caption>SGD exchange rate</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/12/26/index-fund-portfolio-2018-year-end-view-6gcx4-xdbt5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1561810353559-424MOAD81TSUW0DKYQEZ/Screenshot+2019-06-29+at+8.12.22+PM.png</image:loc>
      <image:title>Home - My India ETF Portfolio - Q2 2019 review</image:title>
      <image:caption>Index transactions for Q1 2019 as of 30-Jun-2019</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1561810875825-8KN5GLNA88CBVNLJN6PB/Screenshot+2019-06-29+at+8.20.52+PM.png</image:loc>
      <image:title>Home - My India ETF Portfolio - Q2 2019 review</image:title>
      <image:caption>Portfolio from Jan 2018 to June 2019</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1561810604191-3F1GT48P85GRIV5H2M7Y/chart-5.png</image:loc>
      <image:title>Home - My India ETF Portfolio - Q2 2019 review</image:title>
      <image:caption>As a chart</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1561810672202-6H4I5HPXC2B9PN5AXEQT/chart-6.png</image:loc>
      <image:title>Home - My India ETF Portfolio - Q2 2019 review</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/23/step-1-expense-tracking</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-19</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/6/22/the-greatest-asset-bubble-of-all-time-of-dollars-and-data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-22</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/6/18/fire-reality-who-can-really-do-it</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1560865159594-2S37PKKFILGLFVKDPT9A/Monthly+Contribution%2C+Yearly+and+Balance-2.png</image:loc>
      <image:title>Home - Is FIRE a possibility to lower and middle class households?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1560865863609-LQJ0QTLW4TNP8L9FPLWZ/Monthly+Contribution%2C+Yearly+and+Balance-3.png</image:loc>
      <image:title>Home - Is FIRE a possibility to lower and middle class households?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1560864685057-JLCLPRFX7CX29SGOI7BA/Monthly+Contribution%2C+Yearly+and+Balance.png</image:loc>
      <image:title>Home - Is FIRE a possibility to lower and middle class households?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/6/13/total-expense-ratio-ter</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1560479695931-OW6D5Y5K13MA0HRWMY7W/Screenshot+2019-06-14+at+10.34.06+AM.png</image:loc>
      <image:title>Home - Total expense ratio - TER</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1560479758734-QPARIOIAYLDGW2L6SOFO/image-asset.png</image:loc>
      <image:title>Home - Total expense ratio - TER</image:title>
      <image:caption>From latest SEBI guidelines</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/6/13/spiva-report-lessons</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1560313629219-9UTG6QEY8UN8SPVZBFU0/Screenshot+2019-06-12+at+12.26.35+PM.png</image:loc>
      <image:title>Home - SPIVA report  - lessons</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/22/always-buy-cheaper-than-market-not-clickbait-alpmf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1558153486560-G8ZWDRS1RPLHBKLW7M94/Screenshot+2019-05-18+at+12.23.20+PM.png</image:loc>
      <image:title>Home - Always buy cheaper than market - Not clickbait - extremes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1558151266357-PPKSWA3X545SEQOVBL3V/Screenshot+2019-05-18+at+11.45.08+AM.png</image:loc>
      <image:title>Home - Always buy cheaper than market - Not clickbait - extremes</image:title>
      <image:caption>Source: moneycontrol</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1558153108543-3UKWAA4WK1YLEEB1MWPQ/Screenshot+2019-05-18+at+12.18.17+PM.png</image:loc>
      <image:title>Home - Always buy cheaper than market - Not clickbait - extremes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/5/19/successful-stock-picking</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1558061096976-21F5XDE6JWXM73EBE26T/Screenshot+2019-05-17+at+10.44.46+AM.png</image:loc>
      <image:title>Home - Successful stock picking</image:title>
      <image:caption>Source : Market watch</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/20/understanding-inflation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1557888740024-XXIW0IK91YLV0QL9736F/Screenshot+2019-05-15+at+10.51.34+AM.png</image:loc>
      <image:title>Home - Understanding inflation and its impact</image:title>
      <image:caption>Source : inflation.eu</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/5/1/rebalancing-your-portfolio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1557054006787-8K76LL1LCLAWUIDWMGO9/Screenshot+2019-05-05+at+6.59.55+PM.png</image:loc>
      <image:title>Home - Rebalancing your portfolio</image:title>
      <image:caption>5, 7 and 10 years divergence</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/30/changing-investment-strategy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1556627612579-803VHNNPPRB8RN9DZL6B/Screenshot+2019-04-30+at+8.32.47+PM.png</image:loc>
      <image:title>Home - Changing investment strategy</image:title>
      <image:caption>Low of around 2700 to 11750 as of 30-Apr-19</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1556627382089-HNJBG7EHVVRX6E0TMZQA/Screenshot+2019-04-30+at+8.28.12+PM.png</image:loc>
      <image:title>Home - Changing investment strategy</image:title>
      <image:caption>From a low of 683 to 2943 as of 29-Apr-19</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/25/indian-market-lazy-portfolio-continued</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-27</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/19/indian-market-lazy-portfolio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-16</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/17/mutual-fund-industry-stats-and-trends</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-10-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555556667070-AQMBPAM2SW92QO403W4C/Screenshot+2019-04-18+at+11.04.02+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
      <image:caption>Institutions vs individuals</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555557213352-Y1SR79YCWCDIP2GNYNKT/Screenshot+2019-04-18+at+11.13.14+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
      <image:caption>T30 - top 30 cities, B30 - cities outside of T30.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555558808735-6SI5F1GB2LFQIX5FTHEX/Screenshot+2019-04-18+at+11.39.26+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555556920343-S7OOKTPP49ILJA3IY4CI/Screenshot+2019-04-18+at+11.08.32+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
      <image:caption>Growth in assets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555558627115-KW7LIHYH6MOXD6AM5G2D/Screenshot+2019-04-18+at+11.36.35+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555559054303-70YR14QM3Z2AA0BIF5AJ/Screenshot+2019-04-18+at+11.43.52+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555555563871-HXFLT8P8LDFWYF4G4B48/Screenshot+2019-04-18+at+10.45.46+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
      <image:caption>The assets under management</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555556181522-O60Z8FM8BSJ33RGKO53G/Screenshot+2019-04-18+at+10.54.51+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
      <image:caption>The smart money is on ETFs and money market products</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555557936437-2ZKEQDQPQRFBOFEYLERF/Screenshot+2019-04-18+at+11.24.51+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1555555699425-WBRNOU0GA79SL2BYO9R5/Screenshot+2019-04-18+at+10.48.07+AM.png</image:loc>
      <image:title>Home - Mutual fund industry stats and trends</image:title>
      <image:caption>Nifty 50 during the same period</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/10/waiting-for-corrections</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1554864718767-A59DDTKODJTFGKSH27NY/Screen+Shot+2019-03-09+at+1.46.28+PM.png</image:loc>
      <image:title>Home - Waiting for corrections</image:title>
      <image:caption>Source : NIFTY 50 historical average P/E</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/12/skill-discipline-psychology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1554713207638-U2LRMGGPGJML1AMG670T/Screenshot+2019-04-08+at+2.07.04+PM.png</image:loc>
      <image:title>Home - Skill, discipline or temperament</image:title>
      <image:caption>Holding period for mutual funds</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/7/large-cap-vs-index-funds</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1554613724183-VPTXUD576TEN5XTWMFW8/Screenshot+2019-04-07+at+1.08.27+PM.png</image:loc>
      <image:title>Home - Large cap vs. Index funds - do you need to choose?</image:title>
      <image:caption>Link to spreadsheet for list of all 57 direct large cap funds.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1554608444473-6VIEFBAFSIHC9U7DP05Q/Screenshot+2019-04-07+at+11.40.28+AM.png</image:loc>
      <image:title>Home - Large cap vs. Index funds - do you need to choose?</image:title>
      <image:caption>Source : https://nifty-pe-ratio.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1554611877637-N2VE36TMCKNV2YMFQKGX/Screenshot+2019-04-07+at+12.37.46+PM.png</image:loc>
      <image:title>Home - Large cap vs. Index funds - do you need to choose?</image:title>
      <image:caption>Link to spreadsheet - Close to 10% difference in the value of the portfolio.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1554608186050-1C1J2935R3OGMRRFIZKJ/Screenshot+2019-04-07+at+11.36.06+AM.png</image:loc>
      <image:title>Home - Large cap vs. Index funds - do you need to choose?</image:title>
      <image:caption>Source : https://stableinvestor.com/2018/01/nifty-annual-yearly-returns-historical.html</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/4/8/little-treats-and-breaks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1554617461469-QT7JR3J2V7R9W5V0V4MG/IMG_3627.jpg</image:loc>
      <image:title>Home - The Residence Bintan - Little treats and breaks</image:title>
      <image:caption>View from the room</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/12/26/index-fund-portfolio-2018-year-end-view-6gcx4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1553946071907-UOFZCTSXEWM3QBZ4IC0Y/Screenshot+2019-03-30+at+7.40.56+PM.png</image:loc>
      <image:title>Home - My India Index fund Portfolio - Q1 2019 review</image:title>
      <image:caption>Index Portfolio for 2019 as of 1-Apr-2019</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1553946508702-2X3ACFB4QHTX790KR5JV/Screenshot+2019-03-30+at+7.47.38+PM.png</image:loc>
      <image:title>Home - My India Index fund Portfolio - Q1 2019 review</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1553946317572-QAZE5LJ75NY5WKX6E9FV/Screenshot+2019-03-30+at+7.45.06+PM.png</image:loc>
      <image:title>Home - My India Index fund Portfolio - Q1 2019 review</image:title>
      <image:caption>As a chart</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/28/is-the-market-cheap-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1552110511613-5U3NF3JM4Z6AEUXWSP8B/Screen+Shot+2019-03-09+at+1.46.28+PM.png</image:loc>
      <image:title>Home - Is the market cheap now?</image:title>
      <image:caption>Stable investor</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/3/7/lumpsum-vs-dca-sip</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551964487269-PWRWXQTJ37FV8A0AWPF3/Screen+Shot+2019-03-07+at+9.14.27+PM.png</image:loc>
      <image:title>Home - Lumpsum vs. Dollar Cost Averaging - DCA (Systematic Investment Plan - SIP)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551963815492-FG05Q4POUILU80OGJ2ZH/Screen+Shot+2019-03-07+at+9.02.47+PM.png</image:loc>
      <image:title>Home - Lumpsum vs. Dollar Cost Averaging - DCA (Systematic Investment Plan - SIP)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551964258853-JBAAOVJN2NGI8G1S1DVM/Screen+Shot+2019-03-07+at+9.10.39+PM.png</image:loc>
      <image:title>Home - Lumpsum vs. Dollar Cost Averaging - DCA (Systematic Investment Plan - SIP)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551964396420-C5CIR4C4AOHPOZQQ5Z13/Screen+Shot+2019-03-07+at+9.12.50+PM.png</image:loc>
      <image:title>Home - Lumpsum vs. Dollar Cost Averaging - DCA (Systematic Investment Plan - SIP)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551933042819-3UA561Q63GRSE4KMBQBH/Screen+Shot+2019-03-07+at+12.30.20+PM.png</image:loc>
      <image:title>Home - Lumpsum vs. Dollar Cost Averaging - DCA (Systematic Investment Plan - SIP)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551963928466-P8A0H2Z5O7EF882KV7OH/Screen+Shot+2019-03-07+at+9.05.07+PM.png</image:loc>
      <image:title>Home - Lumpsum vs. Dollar Cost Averaging - DCA (Systematic Investment Plan - SIP)</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/3/6/fund-review-icici-prudential-iwin-mid-cap-index</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-16</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/3/1/why-worry</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551410341913-D6C0ZJ31PRVMWQAYILXM/Why_worry.jpg</image:loc>
      <image:title>Home - Why Worry?</image:title>
      <image:caption>Why worry?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551675329362-J9BSGR7I5OHIZOTHZOCH/image-asset.jpeg</image:loc>
      <image:title>Home - Why Worry?</image:title>
      <image:caption>Worry and Anxiety are the two sides of the coin</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/25/country-risk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551096989509-5K8DNQUFJZ15NH3Y02OY/Screen+Shot+2019-02-25+at+8.14.22+PM.png</image:loc>
      <image:title>Home - Country risk</image:title>
      <image:caption>Source : valueresearchonline.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551062028517-A0K0HEHHWM9Y4PZTZE23/Screen+Shot+2019-02-25+at+10.33.02+AM.png</image:loc>
      <image:title>Home - Country risk</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1551062908103-QYEW3RFT7J3I12AXCQPF/chart-4.png</image:loc>
      <image:title>Home - Country risk</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/28/playing-the-long-game</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-28</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/26/fund-review-icici-prudential-fmcg-fund</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1550883852327-9EEDI0IE7F1JG1PALGER/Screen+Shot+2019-02-23+at+9.03.44+AM.png</image:loc>
      <image:title>Home - Fund review - ICICI Prudential FMCG fund</image:title>
      <image:caption>Source : Valueresearchonline</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1550886090920-8IIZHXZM7F5ST5SZ9UC3/Screen+Shot+2019-02-23+at+9.39.04+AM.png</image:loc>
      <image:title>Home - Fund review - ICICI Prudential FMCG fund</image:title>
      <image:caption>Source : Value research online Wealth Insight report - Oct 2018</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/23/financial-planning-101</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1550805936723-34YKJRJI9O9TCFUTLC44/image-asset.png</image:loc>
      <image:title>Home - Financial planning 101</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/19/fire-extreme-let-us-dream-together</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-22</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/13/how-do-they-work-etfs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1550029273931-029P2D48OAIGOZWSKY09/Screen+Shot+2019-02-13+at+11.40.41+AM.png</image:loc>
      <image:title>Home - How do they work - ETFs</image:title>
      <image:caption>Source: https://nseindia.com/products/content/equities/etfs/structure_etf.htm</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1550131050680-U7LZ79NDIVL1P5LYAFJ7/Screen+Shot+2019-02-14+at+3.57.08+PM.png</image:loc>
      <image:title>Home - How do they work - ETFs</image:title>
      <image:caption>Nifty top 5 holdings as of 1-Jan-2019</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1550131384259-L9AFAYKFG7RZJGSYWZ3J/Screen+Shot+2019-02-14+at+4.02.29+PM.png</image:loc>
      <image:title>Home - How do they work - ETFs</image:title>
      <image:caption>Nifty top 10 holdings as of 1-Jan-2019</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/15/book-review-rich-dad-poor-dad</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-15</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/12/the-psychology-of-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/2/8/fund-review-reliance-nifty-etf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1549591473198-5T7PHTYQZTWVC2SGY450/Screen+Shot+2019-02-08+at+10.04.05+AM.png</image:loc>
      <image:title>Home - Fund review - Reliance NIFTY BeES ETF</image:title>
      <image:caption>Source : Valueresearchonline</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/02/06/geographical-arbitrage</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-06</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/30/fire-and-playing-the-miles-game</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1548989881729-014W5IT6DE0ONQSPO6K4/image-asset.jpeg</image:loc>
      <image:title>Home - FIRE and playing the miles game</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/31/fire-is-the-only-way</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-31</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/16/fund-review-reliance-nifty-junior-etf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1547632958128-UEEOYO92ADBP8U010WPP/Screen+Shot+2019-01-16+at+6.02.17+PM.png</image:loc>
      <image:title>Home - Fund review - Reliance NIFTY Junior ETF</image:title>
      <image:caption>Data from valueresearchonline.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1547633376867-T0E6UHMVTYK3XOW6VKP8/image-asset.png</image:loc>
      <image:title>Home - Fund review - Reliance NIFTY Junior ETF</image:title>
      <image:caption>Source: Moneycontrol.com</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/20/fund-review-series</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-23</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/15/decisions-decisions-decisions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-18</lastmod>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/1/10/book-review-the-little-book-of-common-sense-investing-john-bogle</loc>
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    <image:image>
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      <image:title>Home - Book review - The little book of common sense investing - John C Bogle</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1547106289474-8ASBTODZ4TD1RBNBX2MX/Screen+Shot+2019-01-10+at+3.43.48+PM.png</image:loc>
      <image:title>Home - Book review - The little book of common sense investing - John C Bogle</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/12/the-pain-of-holding-a-stock-richifymeclubcom</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546921313176-BRC5TN03H4E7HI9TJNK2/Screen+Shot+2019-01-08+at+12.21.34+PM.png</image:loc>
      <image:title>Home - The pain of holding a stock - richifymeclub.com</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/8/investing-in-india-for-non-residents</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546916322671-O2EOKOWX1OWOSSGCOXSK/image-asset.png</image:loc>
      <image:title>Home - Investing in India for Non residents</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546915982604-PYQH21OAHLCWHLP1SVPR/Screen+Shot+2019-01-08+at+10.52.46+AM.png</image:loc>
      <image:title>Home - Investing in India for Non residents</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546915801180-2TC9UCKVHWIACDNYZ0KQ/Screen+Shot+2019-01-08+at+10.49.07+AM.png</image:loc>
      <image:title>Home - Investing in India for Non residents</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546916632080-NGGK7AGPUFVCWO7WS088/Screen+Shot+2019-01-08+at+11.03.25+AM.png</image:loc>
      <image:title>Home - Investing in India for Non residents</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546914683217-T56JRCL4XTUZS6T8NXS1/Screen+Shot+2019-01-08+at+10.30.56+AM.png</image:loc>
      <image:title>Home - Investing in India for Non residents</image:title>
      <image:caption>India GDP chart</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546915523734-CI593W2E2FICPMAR8AX9/image-asset.png</image:loc>
      <image:title>Home - Investing in India for Non residents</image:title>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/1/7/index-funds-vs-mutual-funds-cost-comparison</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546834587657-KGDIX2892QK1LY4954OE/Screen+Shot+2019-01-07+at+12.16.08+PM.png</image:loc>
      <image:title>Home - ETFs vs. Mutual funds - cost comparison</image:title>
      <image:caption>AMFI data as of Nov 2018</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546831747451-OPCIK8AUFVCK6YQNBQ6P/Screen+Shot+2019-01-07+at+11.28.01+AM.png</image:loc>
      <image:title>Home - ETFs vs. Mutual funds - cost comparison</image:title>
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      <image:title>Home - ETFs vs. Mutual funds - cost comparison</image:title>
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      <image:title>Home - ETFs vs. Mutual funds - cost comparison</image:title>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/1/5/why-fire</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-07</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2019/1/4/how-to-make-money-in-the-market</loc>
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    <priority>0.5</priority>
    <lastmod>2019-01-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546592936183-3VHDTW2XD2RSH48S7KMR/Screen+Shot+2019-01-04+at+5.08.29+PM.png</image:loc>
      <image:title>Home - How to make money in the market?</image:title>
      <image:caption>Funds India blog</image:caption>
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      <image:title>Home - How to make money in the market?</image:title>
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      <image:title>Home - How to make money in the market?</image:title>
      <image:caption>AMFI India data</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546593060857-FGVMOYY11YA5RDQ4V95V/Screen+Shot+2019-01-04+at+5.10.41+PM.png</image:loc>
      <image:title>Home - How to make money in the market?</image:title>
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      <image:title>Home - How to make money in the market?</image:title>
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  <url>
    <loc>https://www.myfatfire.com/home/2019/1/3/not-a-book-review-book-review</loc>
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    <priority>0.5</priority>
    <lastmod>2019-01-04</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/12/31/benefiting-from-short-term-corrections</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546238209919-LK2OVXT5NK4UJ8WN9LX3/Screen+Shot+2018-12-31+at+2.36.24+PM.png</image:loc>
      <image:title>Home - Benefiting from short term corrections</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1546238423804-E8DBXV98BBAUU8DT10OU/Screen+Shot+2018-12-31+at+2.40.00+PM.png</image:loc>
      <image:title>Home - Benefiting from short term corrections</image:title>
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  <url>
    <loc>https://www.myfatfire.com/home/2018/12/26/index-fund-portfolio-2018-year-end-view</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1545816133993-084HCEOM77H3QONADFKC/chart-3.png</image:loc>
      <image:title>Home - My India Index fund Portfolio - 2018 year end view</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1545814815555-55YFK401DNVQJN8SXICS/chart.png</image:loc>
      <image:title>Home - My India Index fund Portfolio - 2018 year end view</image:title>
      <image:caption>As a chart</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1545814258403-TC2XI9ZGE55H9CTKTE30/Screen+Shot+2018-12-26+at+4.50.38+PM.png</image:loc>
      <image:title>Home - My India Index fund Portfolio - 2018 year end view</image:title>
      <image:caption>Index Portfolio as of 25-Dec-18</image:caption>
    </image:image>
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  <url>
    <loc>https://www.myfatfire.com/home/2018/12/6/lifestyle-creep</loc>
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    <priority>0.5</priority>
    <lastmod>2018-12-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1545820406450-M38CHS7W0MFWXPZ8E8RO/Screen+Shot+2018-12-26+at+6.31.26+PM.png</image:loc>
      <image:title>Home - Lifestyle creep</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1545820362726-JZFGNDOMLM0HMOZG2J03/Screen+Shot+2018-12-26+at+6.32.26+PM.png</image:loc>
      <image:title>Home - Lifestyle creep</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1545820381862-VLQORRTKBJZ7J0E5HLJN/Screen+Shot+2018-12-06+at+1.15.48+PM.png</image:loc>
      <image:title>Home - Lifestyle creep</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1544069236914-F8N9TIPJCAYOAV310ZQT/Screen+Shot+2018-12-06+at+12.06.39+PM.png</image:loc>
      <image:title>Home - Lifestyle creep</image:title>
      <image:caption>Source : http://stats.mom.gov.sg/Pages/Income-Summary-Table.aspx</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/30/cheap-vs-frugal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-04</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/29/financial-education</loc>
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    <priority>0.5</priority>
    <lastmod>2018-11-29</lastmod>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/28/are-etfs-good-alternatives-to-stock-investments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1543293926969-10YSSX31C0QOFWI6FKB9/Screen+Shot+2018-11-27+at+12.44.57+PM.png</image:loc>
      <image:title>Home - Are ETFs good alternatives to direct stock investments?</image:title>
      <image:caption>Source : Moneycontrol</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1543293812774-FQKIHORP2Y44L714N0YZ/Screen+Shot+2018-11-27+at+12.42.53+PM.png</image:loc>
      <image:title>Home - Are ETFs good alternatives to direct stock investments?</image:title>
      <image:caption>Source:Moneycontrol</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1543326788859-AQGTYI3457FBC4188VHB/Screen+Shot+2018-11-27+at+9.52.53+PM.png</image:loc>
      <image:title>Home - Are ETFs good alternatives to direct stock investments?</image:title>
      <image:caption>Industry mix of Reliance NIFTY Jr - Oct 2018</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/27/the-magic-of-compounding</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-23</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1543224879827-RIJPH6YLHJTI8KUSV7DF/Screen+Shot+2018-11-26+at+5.34.19+PM.png</image:loc>
      <image:title>Home - The Magic of compounding</image:title>
      <image:caption>Fig 1: The magic of compounding</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/24/goals</loc>
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    <priority>0.5</priority>
    <lastmod>2018-11-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1543203251459-JJR6VR903WUO35ULDCW8/image-asset.jpeg</image:loc>
      <image:title>Home - Goals</image:title>
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  <url>
    <loc>https://www.myfatfire.com/home/2018/11/23/is-fire-on-25-x-annual-expense-a-reality-cj3st</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542956067858-UDGNCG8DQ4A013AYVQU5/Screen+Shot+2018-11-23+at+2.54.08+PM.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal Rate (SWR) realistic ? - Part 2 (Indian context)</image:title>
      <image:caption>Retire at 40 - with a retirement corpus at SWR of 2.75%</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542955687829-PG6VRMFQDNFF0PV6Z6Y0/Screen+Shot+2018-11-23+at+2.47.33+PM.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal Rate (SWR) realistic ? - Part 2 (Indian context)</image:title>
      <image:caption>Figure 3: FIRE at 40 withdrawal prioritised from Debt first</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542955578864-AIGA1U6WYPBWOO396AJO/Screen+Shot+2018-11-23+at+2.45.56+PM.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal Rate (SWR) realistic ? - Part 2 (Indian context)</image:title>
      <image:caption>Figure 2: FIRE at 40</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542955478046-V819239B71SHONYLIYVJ/image-asset.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal Rate (SWR) realistic ? - Part 2 (Indian context)</image:title>
      <image:caption>Figure 1: Retire at 60</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542955962550-PJ50Z4KBMA5QLIY8PLYA/Screen+Shot+2018-11-23+at+2.52.19+PM.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal Rate (SWR) realistic ? - Part 2 (Indian context)</image:title>
      <image:caption>Figure 4: FIRE at 40, withdrawal prioritised from Debt first but with a 30% market correction during the first year of FIRE</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/23/is-fire-on-25-x-annual-expense-a-reality</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542954872801-DCJH4L2YVF4GVGIDXJIN/Screen+Shot+2018-11-23+at+12.49.05+PM.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal rate (SWR) realistic ? - Part 1</image:title>
      <image:caption>Figure 4: FIRE at 40, withdrawal prioritised from Debt first but with a 30% market correction during the first year of FIRE</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542947752677-NYJIPSSOAAGA4R8LMTOJ/image-asset.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal rate (SWR) realistic ? - Part 1</image:title>
      <image:caption>Figure 1: Retire at 60</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542948254880-CCW1AUTB6CYFPRCLOKSX/Screen+Shot+2018-11-22+at+3.47.01+PM.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal rate (SWR) realistic ? - Part 1</image:title>
      <image:caption>Figure 3: FIRE at 40 withdrawal prioritised from Debt first</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542947930934-QLC1A85SO27FSMWIGB5Z/image-asset.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal rate (SWR) realistic ? - Part 1</image:title>
      <image:caption>Figure 2: FIRE at 40 with a corpus of 1 million dollars</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542955142734-RSHDGL7MX85KAO592O6A/Screen+Shot+2018-11-23+at+2.36.01+PM.png</image:loc>
      <image:title>Home - Is FIRE at 4% Safe Withdrawal rate (SWR) realistic ? - Part 1</image:title>
      <image:caption>Retire at 40 - with a SWR of 2.75%</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/22/always-buy-cheaper-than-market-not-clickbait</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542771064051-EEDX2LOMC6UQHMW0R4WD/Screen+Shot+2018-11-21+at+11.30.36+AM.png</image:loc>
      <image:title>Home - Always buy cheaper than market - Not clickbait</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542789087969-A3TAU0QPN7CCVXEYXTCV/Screen+Shot+2018-11-21+at+4.31.05+PM.png</image:loc>
      <image:title>Home - Always buy cheaper than market - Not clickbait</image:title>
      <image:caption>Impressive - isn’t it?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542768641932-ZBOKMA110SBNNBU9YAZH/Screen+Shot+2018-11-21+at+10.50.12+AM.png</image:loc>
      <image:title>Home - Always buy cheaper than market - Not clickbait</image:title>
      <image:caption>Source: moneycontrol</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542769833508-Y3XFKJAYTAIVWWWDC1Q5/Screen+Shot+2018-11-21+at+11.06.43+AM.png</image:loc>
      <image:title>Home - Always buy cheaper than market - Not clickbait</image:title>
      <image:caption>ICICIDirect VTC buy</image:caption>
    </image:image>
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    <loc>https://www.myfatfire.com/home/2018/11/19/savings-and-fire</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542684173364-JIY3745RYJFDJKHRH6MS/28171901848_2b51d6c8da_z.jpg</image:loc>
      <image:title>Home - How am i doing? - My Savings, liabilities and investment view</image:title>
      <image:caption>Photo by www.creditdebitpro.com</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542684047680-7UFI1XRIE5CFOJ5D22M3/image-asset.jpeg</image:loc>
      <image:title>Home - How am i doing? - My Savings, liabilities and investment view</image:title>
    </image:image>
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  <url>
    <loc>https://www.myfatfire.com/home/2018/11/17/trading</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542687354699-BDOM1V9WXG2GZ5UUAEVK/image-asset.jpeg</image:loc>
      <image:title>Home - Trading</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542687295104-7JFFKUDCZ5PUTVYJ6N47/image-asset.jpeg</image:loc>
      <image:title>Home - Trading</image:title>
    </image:image>
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  <url>
    <loc>https://www.myfatfire.com/home/2018/11/19/biases</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542616835198-S0U96O1EJGF26PNPO9B3/image-asset.jpeg</image:loc>
      <image:title>Home - Biases</image:title>
      <image:caption>Biases</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/16/markets-have-corrected-what-do-i-do</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-19</lastmod>
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    <loc>https://www.myfatfire.com/home/2018/11/14/the-obsession-with-real-estate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5be3a740506fbe475c27d1e0/1542173723828-8JRTS2MUVWO8WPJ4XX25/5750505261_f66e8c820b_z.jpg</image:loc>
      <image:title>Home - The obsession with Real Estate</image:title>
      <image:caption>Grey World - Flickr</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.myfatfire.com/home/2018/11/15/11-stages-of-wealth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
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      <image:title>About</image:title>
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    <lastmod>2018-11-26</lastmod>
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    <lastmod>2018-11-08</lastmod>
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