Financial planning 101
The image is self explanatory.
Equity, mutual funds, index funds and ETFs are not the be-all and end-all of investments. You should still consider other asset classes like Cash Deposits, Fixed Deposits, Recurring Deposits, Real estate, commodities, precious metals etc. Include those as well into your portfolio based on what you feel your risk tolerance and risk appetite.
What I have tried to cover above, is just the market linked and equity allied portion.